Floating Homes at $400,000 and Below: A Portland-Area Sample

The supplied MLS file contains 44 active records classified FLTHOME, with a $249,950 median asking price. Thirty-one are listed at $300,000 or below. Those prices describe the listed structures and represented transactions; they do not provide a complete moorage or ownership budget.

Scope: supplied MLS sample, September 22, 2026. Search filters, the complete result count, and the export cutoff are unconfirmed. These are sample findings, not a census of Portland-area homes. Asking prices and listing status are historical observations from this file.

What the 44 records show

All 44 floating-home records have numeric asking prices, ranging from $55,000 to $400,000. Five are at $100,000 or below, nine are over $100,000 through $200,000, 17 are over $200,000 through $300,000, and 13 are over $300,000 through $400,000.

The records appear in five MLS areas. Northeast Portland contributes 16, North Portland 12, Northwest Washington County ten, Oregon City/Canby four, and West Portland two. These are reporting-area assignments from the file, not marina names or exact waterway locations.

A useful search lesson inside the data

Only 34 of the 44 FLTHOME records also have Floating Home Y/N marked Y; ten have N. We do not assume those ten records are incorrect. The property classification and the binary field may serve different purposes, and the export does not define the distinction.

For this report, the selection is explicitly Prop Type = FLTHOME. A search based solely on the Y flag would not reproduce the same group. Before using a saved search to judge availability, confirm the field definitions and inspect the included property forms.

Separate structure ownership from moorage rights

The Oregon State Marine Board issues floating-home titles and plates. The structure's ownership record is one part of the transaction; the buyer must separately establish the moorage, slip, cooperative, lease, or other occupancy arrangement represented for that property.

Request the documents stating what transfers, the applicable approval process, current fees, included utilities, maintenance responsibilities, and any disclosed assessments or planned work. This export contains none of those terms. It also cannot determine whether a particular home is financeable or insurable for a given buyer.

Build the comparison beyond asking price

For each candidate, compare the acquisition terms with current moorage or association charges, taxes, insurance quotations, utilities, and inspections or repair proposals. Ask an appropriate specialist to evaluate the float and structure. Keep a quoted recurring charge separate from uncertain future work rather than presenting both as known monthly expenses.

The existing Portland waterfront buyer guide supplies a broader document checklist. This study adds a dated asking-price sample and a reproducible classification check; it does not replace that property's due diligence.

Questions buyers ask

Are floating homes less expensive than land-based houses? Asking prices in different property groups do not establish equivalent ownership costs or rights. The sample cannot answer that comparison on a matched basis.

Does the listing price include a slip? The CSV does not say. Obtain the precise transfer and occupancy documents.

Are these all available floating homes near Portland? No complete-market claim is made. The original search and possible export cap remain unconfirmed.

Start with the property and its documents

Use these findings to organize your questions, then speak with Own It Northwest about current listings and the specialists needed for the exact transaction. A current property file is more useful than a headline comparison between different forms of ownership.

Source and method

This is an analysis of the MLS export supplied to Own It Northwest on September 22, 2026. The file contains exactly 2,000 records: 1,732 marked ACT and 268 marked SLD. Original search settings, the complete matching-result count, and the data cutoff are unconfirmed. Results describe this supplied sample, not all Portland-area inventory. The sold records are excluded from these six active-listing studies.

Price calculations exclude auctions and range prices. Property codes are preserved; MLS area labels are broader reporting areas. Read the complete methodology, supporting report, and aggregate CSV.

• Oregon Marine Board: Floating Home Properties: Marine Board issues titles and plates for floating homes.
• Oregon OHCS: Buying and selling manufactured or floating homes: Distinguish home purchase from space or moorage arrangements; verify transaction documents.
• RMLS Market Action, January 2024, area report (page 10): Area code-to-label crosswalk only. Not current market statistics or exact municipal boundaries.

Suggested citation: Own It Northwest, “Floating Homes at $400,000 and Below: A Portland-Area Sample,” September 22, 2026 supplied MLS sample, https://ownitnorthwest.net/blog/portland-floating-homes-400k-2026-09.